Collection calls – for your client, and for you. We make them, not you
Recurring commission, paid monthly, for as long as your client stays active
To send your referral link – the rest is entirely on us
Same introduction, two different wins. Here's what you get, and what your client gets, once you make it.
Zero collection calls
You were never the debt collector. Referring to Chargetree means you never have to pretend to be one — the calls simply aren't yours to make.
Professional outreach
All reminders are professionally-curated and schedule to go out at the right time and channel to have maximum impact on collecting payments.
Auto-reconciliation
Payments flow straight back into Xero. Nothing for your client, or you, to manually match
Recurring income
Up to 25% of your referred client's monthly fee, paid every month for as long as they stay – on top of everything above.
Stronger client relationships
Their cash flow improves without you having to play enforcer to get there. You stay the trusted advisor, not the messenger for bad news.
Zero collection calls
They never have to half-apologise for asking to be paid for work they've already done. Chargetree makes the calls, professionally, on their behalf.
Faster, reliable cash flow
94.6% of overdue invoices paid without ever needing escalation, across 688 invoices processed Feb–May 2026 — verified, not illustrative.
Relationship preservation
Outreach runs in their own business voice, professionally graduated — never a bailiff's tone. That's the whole design.
Flat fee – no commission
Unlike a traditional collection agency's 15–30% commission, Chargetree charges one flat monthly fee — nothing extra when a customer finally pays.
Most businesses don't fail because the work is bad. They fail because the money doesn't arrive in time.
Traditional collectors charge 15–30% and burn the relationships years have been spent building. There's a better way.
1-Pager
A plain-English explainer you can forward to a client as-is, with the awkward-call problem stated up front.
Email templates
Ready-to-send intro copy, so you're not staring at a blank email.
What to say (and what not to)
A short guardrail sheet so every partner represents us accurately – no over-promising, no aggressive framing.
Most referral programs pay a flat rate forever. Ours starts generous and grows with your business.
BRONZE
15%
COMMISSION
1–20
CUSTOMERS
$1,047
POTENTIAL MONTHLY REVENUE
SILVER
20%
COMMISSION
21–60
CUSTOMERS
$4,188
POTENTIAL MONTHLY REVENUE
GOLD
25%
COMMISSION
60+
CUSTOMERS
$5,235+
POTENTIAL MONTHLY REVENUE
What you get
—
Your tier is based on how many active, paying clients you've referred – reviewed quarterly
—
Commissions are paid monthly
—
A 30-day clawback window on each client's first payment only — after that, it's yours
You're not signing up to run collections for anyone. You're making an introduction – the rest is entirely on us.
STEP 1
Make the introduction between your client and Chargetree
STEP 2
We connect to their Xero and run collections in their business's own voice — email, SMS, and AI voice, professionally graduated. Neither of you ever has to dial.
STEP 3
Up to 25% of their monthly fee, every month, for as long as they're a client. Paid automatically.
We review every application ourselves – no auto-approvals. Expect to hear back from a real person within two business days.